Casino Payment Methods

At a Swedish-licensed casino today you almost always pay directly from your own bank account – with Trustly, Swish, another bank solution where you approve with BankID, or with a debit card. Credit cards, invoices and other forms of credit have been banned since 1 May 2026. Here we go through how different casino payment methods work, what sets them apart and what you should look at before transferring money.

The information on this page comes from the casinos’ Swedish websites, from the payment companies themselves and from authorities such as Spelinspektionen (the Swedish Gambling Authority) and Finansinspektionen (the financial supervisory authority). We have not made our own deposits or withdrawals at the operators, so times and limits are what the casino states. The cashier may look different once you are logged in, and the range changes over time.

What is a casino payment method?

The payment method is the route the money takes between your account and the operator. It determines how quickly a deposit shows up in your gaming account, how you get money back when you withdraw winnings and whether any fees are added along the way.

In Sweden the market has settled on a handful of solutions, all based on the bank account. One reason is the law: under Spellagen (the Gambling Act), Chapter 12, Section 2, the operator must verify your identity in a secure manner, and this is done with a secure electronic ID. When identification and payment take place in the same flow at the bank, it is both simpler for you and harder for anyone else to gamble in your name.

The most common casino payment methods in Sweden

Trustly

Trustly is a Swedish payment service that moves money directly from your bank account, with no card and no separate wallet. You choose your bank in the casino’s cashier and approve in your bank’s app. The company was founded in Stockholm in 2008 and is a payment institution authorised by Finansinspektionen.

Trustly is available at all the casinos in the table below. We go through how withdrawals work, what it costs and what you should check in our guide to casinos with Trustly.

Swish

Swish was launched by the Swedish banks in 2012 and is, for many, the obvious way to pay a friend. At casinos, Swish goes through payment institutions rather than the operator’s own bank. According to Zimpler, in September 2025 the company became the first payment institution outside the banks with a direct connection to Swish.

Where Swish is available, and what is still unclear about withdrawals, we explain on our page about Swish at casinos.

Zimpler and Brite

Zimpler and Brite are two other Swedish payment institutions under the supervision of Finansinspektionen. Zimpler started in 2012 under the name PugglePay and counts many operators among its customers. Brite was founded in Stockholm in 2019 and states that its service is available in 27 European markets. As a player you rarely notice which institution is behind it – you choose your bank, identify yourself and the money is transferred.

Debit cards

Visa and Mastercard are available at several casinos, but only as debit cards that take money from your own account. Operators must block credit cards, and that also applies to charge cards where purchases are collected and paid for afterwards.

E-wallets and prepaid cards

A couple of casinos also mention e-wallets such as Skrill, Neteller and PayPal as well as prepaid Paysafecard – ComeOn lists all four on its Swedish website. Spelinspektionen takes the view that operators should prevent an e-wallet from being topped up with a credit card, so here too it is money you already have.

BankID – not a payment, but the key to one

BankID is an electronic ID, not a payment method. You use it to log in and to approve bank payments via, for example, Trustly, Zimpler and Brite. According to Finansiell ID-Teknik, the company that runs BankID, the service had around 8.5 million users in 2023.

Casinos and their payment methods

The table shows what the casinos themselves state on their Swedish websites. Where we have not been able to confirm a detail it says “See the casino’s terms”. Betsson is not included because we have not been able to verify the operator’s payment details.

Unibet’s details come from the row of payment logos on its website, which does not distinguish between deposits and withdrawals. Mr Green only mentions Trustly on its home page. The card column covers debit cards only. If you want to compare the operators on more than payments, the full list is in our comparison of online casinos in Sweden.

How to deposit money

1. Set a deposit limit. For online gambling you must set an upper limit on deposits per day, week and month. Choose a level that does not affect your bills or savings.
2. Open the cashier and choose a method. At casinos with bank payments you often log in and pay in the same step.
3. Enter an amount. Look at the minimum and maximum amounts. Casumo, for example, states 20 kr as the minimum deposit, while Snabbare states 100 kr.
4. Approve in the app. You confirm with BankID in your banking app or in the Swish app, depending on the method.
5. Check your balance. If you have chosen a bonus, read the terms before you start playing, as they may affect when you can withdraw money.

If the deposit does not appear in your gaming account, first check in your banking app that the payment actually went through before trying again, so that you do not accidentally pay twice.

Casino withdrawals: times and what affects them

A withdrawal almost always takes longer than a deposit, because the operator first has to review and approve the request. After that, the time depends on the method. Snabbare states that withdrawals with Trustly reach your bank account within 15 minutes of the withdrawal being processed, while ComeOn writes that withdrawals are processed within 24 hours and that some methods take a few minutes.

Trustly itself states that over 95 per cent of payouts in gaming happen instantly. However, that says nothing about how long an individual casino takes to process your request before the money is sent. If your account is not fully verified, or there are wagering requirements left on a bonus, it may take a while.

Also check in the terms which method you can withdraw to. The same choices are not necessarily available for withdrawals as for deposits. If fast payouts matter most to you, we have gathered casinos with fast withdrawals on a separate page.

Fees

Trustly writes in its terms that the company does not charge any fees for the service, but that currency conversion fees or fees from your own bank may apply. The operator may also have its own rules in its cashier. For Swish and cards, the bank sets the terms, so look at your bank’s price list if you are unsure.

If you play in Swedish kronor at a Swedish casino, you normally avoid currency conversion altogether. That is one reason to stick to operators with a Swedish licence.

Is it safe to pay at a casino?

Trustly, Zimpler and Brite are payment institutions under the supervision of Finansinspektionen, and Trustly’s authorisation is granted under the Payment Services Act. When you pay, you identify yourself with your own bank – the casino never gets your bank log-in details.

Just as important as the payment method is who you are paying. A casino with a Swedish licence is supervised by Spelinspektionen, and you can check the operator yourself in the authority’s licence register. Winnings from operators with a Swedish licence are also tax-free for you as a player.

The credit ban: your own money only

Since 1 May 2026, an extended ban on gambling on credit has applied (Act 2026:90). Spellagen, Chapter 14, Section 8, now states that licence holders may not allow or contribute to gambling being financed with credit. The ban covers all kinds of credit: credit cards, invoices, buy now, pay later, bank loans, payday loans and even loans from relatives.

For you as a player, this means that all casino payment methods at Swedish operators must be based on your own money: credit cards are blocked as a payment method, and you pay with money that is already in your account. Casumo, for example, writes in its FAQ that credit cards are no longer accepted from 1 May 2026. The ban is aimed at the operators – you as a player face no sanctions from Spelinspektionen, and the casino may not keep deposited money or winnings because the play was financed with borrowed money.

How to choose a payment method

Start with the withdrawal, not the deposit. Almost all casino payment methods can deposit money in a few seconds, but it is when you want your money back that the differences show. Ideally, choose a method that the casino explicitly lists for both deposits and withdrawals.

Think too about how you want to keep track of your finances. If you always pay from the same account, you see your entire gambling budget in one place in your banking app, which makes it easier to notice if gambling starts taking more than you intended.

Responsible gambling

The deposit limit you set is your most important brake. If you lower it, the change applies immediately, while an increase takes effect after 72 hours at the earliest. If you choose a limit above 10,000 kr per month, the operator must contact you.

If you want a break from all licensed gambling, you can exclude yourself through Spelpaus.se, the national self-exclusion register. If you need to talk to someone, Stödlinjen, the national helpline, is available on 020-819 100 and via the chat at stodlinjen.se.

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Frequently asked questions